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Social Security Optimization

“Make Social Security the Cornerstone of your Retirement Plan”

Course Will Be Taught At The

Arlington Central Library

1015 North Quincy Street - Arlington VA 22201

A free retirement planning workshop for adults within 5 years of retirement.

Hosted by SOFA USA, a nationwide 501(c)3 Nonprofit since 1993

Limited Seating

Available

Limited Seating

Available

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Jim Musgrave, CRPC

Chartered Retirement Planning Counselor

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Wed, May 22nd, 2024

6:00 PM EST

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Wed, May 29th, 2024

6:00 PM EST

Here's What You'll Learn

At SOFA, we believe if something’s worth doing, it’s worth doing right. When it comes to the nuances of Social Security, learning how to optimize your Social Security benefits goes a long way to helping you live comfortably and confidently.


This 90-minute master class offers real world strategies for those who are preparing for retirement and want to learn how to optimize their Social Security benefits and make their personal savings last.


One of the most important decisions you will be required to make before you retire is when and how to claim Social Security benefits. The majority of retirees apply for benefits as soon as they become eligible, at age 62. For many however, they do so without realizing they are significantly and permanently reducing the benefit amounts they and their spouse will receive throughout their lifetime.


Whether you’re single, married, divorced or widowed, there may be ways to optimize the amount of lifetime, after-tax benefits you and your family receive from Social Security. To do so successfully requires a keen understanding of the Social Security retirement system and the critical issues outlined below:


  • How married couples can coordinate benefits to help enhance spousal and survivor benefits.
  • How working after filing for benefits can eliminate eligibility to receive a benefit payment before full retirement age and the taxability of your benefit check.
  • How to structure social security to reduce taxes.


  • How claiming worker benefits early could permanently lower your spousal benefit at full retirement age.
  • ​Ways to avoid the dozens of planning traps buried in the nearly 3,000 filing rules of the Social Security retirement system.
  • How to claim a spousal benefit while earning delayed retirement credits on your own benefit.

Limited Seating Available

Here's What You'll Learn

At SOFA, we believe if something’s worth doing, it’s worth doing right. When it comes to the nuances of Social Security, learning how to optimize your Social Security benefits goes a long way to helping you live comfortably and confidently.


This 90-minute master class offers real world strategies for those who are preparing for retirement and want to learn how to optimize their Social Security benefits and make their personal savings last.


One of the most important decisions you will be required to make before you retire is when and how to claim Social Security benefits. The majority of retirees apply for benefits as soon as they become eligible, at age 62. For many however, they do so without realizing they are significantly and permanently reducing the benefit amounts they and their spouse will receive throughout their lifetime.


Whether you’re single, married, divorced or widowed, there may be ways to optimize the amount of lifetime, after-tax benefits you and your family receive from Social Security. To do so successfully requires a keen understanding of the Social Security retirement system and the critical issues outlined below:


  • How married couples can coordinate benefits to help enhance spousal and survivor benefits.
  • How working after filing for benefits can eliminate eligibility to receive a benefit payment before full retirement age and the taxability of your benefit check.
  • How to structure social security to reduce taxes.


  • How claiming worker benefits early could permanently lower your spousal benefit at full retirement age.
  • ​Ways to avoid the dozens of planning traps buried in the nearly 3,000 filing rules of the Social Security retirement system.
  • How to claim a spousal benefit while earning delayed retirement credits on your own benefit.

Limited Seating Available

Here's Our Course Syllabus

Understanding Your Options

  • Single, Spouse, Divorce Spouse and Widow benefits.
  • Pros & Cons of filing before and after your full retirement age.

Maximizing your Benefits

  • We compare and contrast two case studies to illustrate the benefits of social security optimization.
  • Detailed cash flow summaries that explain and compare the two case strategies.

Case Study – Social Security Filing Strategies

  • Whether you have a financial advisor or do it yourself, we’ll share 5 steps you must take to secure a successful retirement.
  • How to get the maximum results from this master class.

Social Security Basics

  • How to set up an online Social Security user account and download your statement.
  • Eligibility requirements
  • Cost of Living Adjustments
  • ​Impact of the “Earnings Test”
  • How Delayed Retirement Credits can maximize your income and hedge against inflation.

Coordinating Social Security with Retirement Income Planning

  • Learn how Social Security benefits are taxed
  • ​Identify how working impacts Social Security benefit
  • Examine various “reset” strategies or “do-over” plan
  • Create a personal retirement income plan


“It’s no secret that Social Security can seem very complicated. Enroll in this free course to learn tips to boost your income, and how to avoid common mistakes.”

“It’s no secret that Social Security can seem very complicated. Enroll in this free course to learn tips to boost your income, and how to avoid common mistakes.”

Register Today!

Seating is limited, so please RSVP soon. Once the class is full, wait listing will be done on a first-come, first-serve basis.

Register Today!

Seating is limited, so please RSVP soon. Once the class is full, wait listing will be done on a first-come, first-serve basis.

Your Contact Info
Your Address Info
Will your spouse be attending as well?
Please select*
COURSE DATES - Please select one of the masterclass dates listed below.
Select a date*

By providing my phone number, I agree to receive text message confirmations and reminders for this event.

Two Course Options

to Choose From

WEDNESDAY OPTION

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Wed, May 22nd, 2024

6:00 PM

WEDNESDAY OPTION

Image

Wed, May 29th, 2024

6:00 PM

Arlington Central Library

Image

1015 North Quincy Street

Arlington VA 22201

Seating is limited, so please RSVP soon. Once the class is full, wait listing will be done on first come, first serve basis. You can also register by calling (833) 544-0523.

Your Contact Info
Your Address Info
Will your spouse be attending as well?
Please select*
COURSE DATES - Please select one of the masterclass dates listed below.
Select a date*

By providing my phone number, I agree to receive text message confirmations and reminders for this event.

Two Course Options

to Choose From

WEDNESDAY OPTION

DATE/TIME

Wed, May 22nd, 2024

6:00 PM

WEDNESDAY OPTION

DATE/TIME

Wed, May 29th, 2024

6:00 PM

Arlington Central Library

1015 North Quincy Street

Arlington VA 22201

Bluemont Room on the second floor

Seating is limited, so please RSVP soon. Once the class is full, wait listing will be done on first come, first serve basis. You can also register by calling (833) 544-0523.

About The Presenter

James C. Musgrave, CRPC - As a wealth advisor and Chartered Retirement Planning Counselor with over 25 years’ experience, Jim helps people within 8 years of retirement to avoid making costly mistakes and maintain their standard of living in retirement. He specializes in retirement planning, money management, 401(k) plans and financial planning for individuals, federal employees and business owners. He is passionate about financial education and is the president of the Baltimore/Washington corridor chapter of the Society For Financial Awareness, through which he provides social security, investment and retirement educational seminars for businesses, federal agencies, military bases, and non-profits.

  • Graduated from the University of Alabama

  • Has over 25+ years' experience as a financial advisor

  • Holds his CRPC designation (Chartered Retirement Planning Counselor) and Certified Social Security Claiming Strategies designation

Map Of Course Location

1015 N Quincy St, Arlington, VA 22201, USA

SOFA the organization, does not offer to sell financial products nor promote any one particular company. Though the presenter may mention specific financial instruments and their functionality, SOFA's role is only to educate and inspire. SOFA only represents the educational workshop - all other endorsements are non-SOFA related.

Securities offered through Regulus Financial Group, LLC (Regulus). Member FINRA/SIPC. Investment advisory services offered through Regal Investment Advisors, LLC (Regal), an SEC Registered Investment Advisor. Registration with the SEC does not imply any level of skill or training. Insurance products are offered through Musgrave Financial Solutions. Regulus and Regal are affiliated entities. Musgrave Financial Solutions is independent of Regulus and Regal.

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